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The CIPP/US Certification Exam is specifically designed for professionals who are involved in the management of personal information in the United States. Certified Information Privacy Professional/United States (CIPP/US) certification is intended for individuals who work in various industries, including healthcare, finance, technology, and government. CIPP-US Exam is also suitable for lawyers, consultants, and privacy officers who are responsible for ensuring that their organization is compliant with applicable privacy laws and regulations.
IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q172-Q177):
NEW QUESTION # 172
Which statute is considered part of U.S. federal privacy law?
Answer: B
Explanation:
The Fair Credit Reporting Act (FCRA) is considered part of U.S. federal privacy law because it regulates the collection, use, and disclosure of personal information by consumer reporting agencies, such as credit bureaus, background check companies, and tenant screening services. The FCRA aims to protect the privacy, accuracy, and fairness of consumer credit information, and to ensure that consumers have access to and control over their own credit reports. The FCRA also imposes obligations on users and furnishers of consumer reports, such as creditors, employers, insurers, and landlords, to obtain consent, provide notice, and correct errors when using consumer reports for various purposes. The FCRA is enforced by the Federal Trade Commission (FTC) and other federal agencies, as well as by private lawsuits and state attorneys general. The FCRA was enacted in 1970 and has been amended several times, most notably by the Fair and Accurate Credit Transactions Act of 2003 (FACTA), which added provisions on identity theft prevention, fraud alerts, free credit reports, and disposal of consumer information. References:
* Fair Credit Reporting Act - Wikipedia
* Fair Credit Reporting Act | Federal Trade Commission
* Fair Credit Reporting Act (FCRA) - Consumer Information
* Fair Credit Reporting Act (FCRA) | Privacy Rights Clearinghouse
NEW QUESTION # 173
Which of the following best describes the ASIA-Pacific Economic Cooperation (APEC) principles?
Answer: D
Explanation:
Explanation/Reference: http://documents1.worldbank.org/curated/en/751621525705087132/text/WPS8431.txt
NEW QUESTION # 174
Which of the following would NOT constitute an exception to the authorization requirement under the HIPAA Privacy Rule?
Answer: B
Explanation:
The HIPAA Privacy Rule requires covered entities to obtain an individual's written authorization for any use or disclosure of protected health information (PHI) that is not for treatment, payment, or health care operations or otherwise permitted or required by the Privacy Rule. However, there are some exceptions to the authorization requirement for certain public interest-related activities, such as disclosing health information for public health activities, reporting child abuse, or treating a medical emergency. These exceptions are intended to balance the privacy interests of individuals with the public interest in protecting health and safety, promoting quality health care, and ensuring compliance with the law. Disclosing health information needed to pay a third party billing administrator is not one of the exceptions to the authorization requirement, as it is considered a payment activity that falls under the general rule of requiring authorization.
Therefore, it is the correct answer to the question.
NEW QUESTION # 175
In which situation would a policy of "no consumer choice" or "no option" be expected?
Answer: C
NEW QUESTION # 176
Which of the following statements is most accurate in regard to data breach notifications under federal and state laws:
Answer: C
Explanation:
Data breach notification laws in the United States vary by state and territory, and there is no comprehensive federal law that applies to all types of personal information. Some federal laws, such as HIPAA, GLBA, and the FDIC rule, impose data breach notification requirements for specific industries or sectors, but they do not cover all types of personal information or all entities that collect, store, or process such information. Therefore, the only obligations to provide data breach notification for the breach of personal information are under state law, unless a specific federal law applies to the entity or the information involved.
NEW QUESTION # 177
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